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InterCasino
Casino
Game Rules - Baccarat
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The
following rules apply to InterCasino,
a licensed, secure and most reputable online casino (see
our review).
Baccarat
(single player)
Rule Authority:
InterCasino Baccarat is played and programmed with Atlantic City
Gaming rules.
Authority: New Jersey Casino Control Commission.
Rule Exceptions: The cards are shuffled after each hand.
Premise:
Two hands are dealt in Baccarat - The Banker's hand and the
Player's hand. Prior to each deal, the player wagers on whether
the Player's hand or the Banker's hand is closest to a total of
9. The player also has the option to wager on a tie (i.e. both the
banker's and player's hands total the same). 8 decks of 52 cards
are used.
How to Play
Betting: Your chips are stacked by denomination ($1, $5,
$25, $100, $500) at the bottom of the game window. Select the amount
you would like to wager on a given hand by clicking the left mouse
button on the chip of that denomination to activate it.
Next, place your bet on the Baccarat table by clicking on a bet
field. To specify a bet that is not equal to an existing chip denomination,
simply click on another chip denomination after placing your previous
chip on the table. For example, to bet $30, click on the $25 chip
and place it on the table then click on the $5 chip and place it
on top of the $25 chip.
By clicking on the right mouse button you will withdraw your entire
wager. Your total bet will be displayed in the "Bet" just below
"User". You may repeat your last bet by clicking on the shortcuts
which are summarized below. If you place a wager that is lower than
the minimum table bet limit, your bet amount will be automatically
adjusted to the minimum bet amount.
Dealing: After the player has pressed either the Deal or
Pass button, the Player and Banker are dealt two cards. All tens
and picture cards are worth zero, aces are worth 1, and all other
cards are worth their face value. If the value of cards exceeds
9, then the value is adjusted by subtracting 10 from the total.
| Hand |
Hand
Total |
| 9+7=16 |
6 |
| 5+5+5=15 |
5 |
| 10+9=19 |
"Natural"
9 |
After the first two cards are dealt to both the Player and Dealer,
a third additional card may be dealt but the player does not ask for
a third card. All additional cards are subject to a "Third Card Rule".
No hand receives more than three cards. When the Player and Banker
hands equal the same total, the hand is declared a Tie. If the value
of the cards in either the Player's Hand or the Banker's Hand is an
8 or a 9 (a "natural") after receiving their initial two cards then
no more cards shall be dealt to either hand. If the value of the cards
in the Banker's hand on the first two cards is 0 to 7 inclusive, the
Player's hand shall draw in accordance with the "Third Card Rules".
Third Card Rules:
If the Player's two cards total:
| Player's
Hand |
Draw? |
| 0-5 |
Player's
hand must draw |
| 6-7 |
Player's
hand must stand |
| 8-9 |
"Natural"
(both hands stand) |
After the Player's Hand acts on a third card draw, the Banker's Hand
receives a third card according to these rules:
| Banker's
Hand |
Draw? |
| 0-2 |
Banker's
hand must draw |
| 3-6 |
Third
card to Player's hand determines draw or stand |
| 7 |
Banker's
hand must stand |
When the Banker's two cards total between 3-6:
| Banker's
Hand |
Banker's
hand draws when Player's third card is: |
Banker's
hand does not draw when Player's third card is: |
| 3 |
1-2-3-4-5-6-7-9 |
8 |
| 4 |
2-3-4-5-6-7 |
0,1,8,9 |
| 5 |
4-5-6-7 |
0-1-2-3-8-9 |
| 6 |
6-7 |
0-1-2-3-4-5-8-9 |
| 7 |
Banker's
hand must stand |
Banker's
hand must stand |
| 8-9 |
"Natural"
- Bank stands |
"Natural"
- Bank stands |
If the Player's hand stands on two cards (6,7), then a two card Banker
hand totalling 3,4,5 must draw and a Banker hand totalling 6 must
stand.
Payoffs:
| Wager
and Result |
Payoff |
| A
winning Player hand wager |
1
to 1 |
A
winning Banker hand wager
(5% commission on winnings for the House) |
1
to 1 |
| A
winning Tie wager |
8
to 1 |
If the hand that you bet on wins, you are paid
1 to 1. If you bet on a tie, you win eight (8) times the
amount you originally bet. Please note that if you win when backing
the Banker's hand, the House charges a small percentage.
Betting Limits:
$5 minimum bet.
$300 maximum bet.
Setting your table bet limit:
You may also set your table bet limit below the maximum specified
limit by selecting Bet Options from the Game Menu. The Modify Table
Bet Limit window will appear on the screen. To reduce your maximum
table bet limit type in the new limit in the appropriate box and
confirm it by typing your PIN in the box below. Click on the OK
button to complete the update. Please be aware that you can modify
your table bet limit no more than once per week (Friday 12:00 AM
EST) and that using the Modify Table Bet Limit function affects
the bet limit for all games and not just the game that you are currently
playing.
Numeric Keyboard Shortcuts:
| Keyboard
Entry |
Action |
| 0 |
Repeat
last bet |
| Enter |
Deal |
| 1 |
Bet
on Player Hand |
| 2 |
Bet
on Banker Hand |
| 3 |
Bet
on Tie |
| Up
Arrow |
Increase
bet by $1 |
| Down
Arrow |
Decrease
bet by $1 |
| "Shift
+ Up Arrow" |
Increase
bet by $10 |
| "Shift
+ Down Arrow" |
Decrease
bet by $10 |
| Del
or . |
Remove
bets |
For keyboards without keypads, you must use the "Fn" key plus the
shortcuts above (e.g.
+ Enter).
Please note that these keyboard shortcuts are offered as a suggestion
only. Some computers behave differently than others and therefore
we cannot guarantee that the shortcuts will apply to all computers.
Statistics:
A list of the previous winners is displayed on the left hand side
of the screen. The Banker's hand is indicated by the letter 'B',
the Player's hand is indicated by the letter 'P' and a tie is indicated
by a dash '-'. Consecutive wins by either the Banker or the Player
are displayed in the same column. A new column is displayed when
the Banker or Player starts a new winning streak. A tie is considered
part of the same winning streak and is always displayed in the same
column as the previous winner.
Note:
You may turn on/off the Sound, Voice and Animation during the game
by clicking on the Options button located in the lower left-hand
area of the console. The setting is turned on when the checkbox
is checked and it is turned off when the checkbox is unchecked.
You must exit and re-enter the game to activate the Animation feature.
References:
For further information on Baccarat, please consult the following
references:
Patrick, John. John Patrick's Baccarat : How to Play and Win
at the Table With the Fastest Action and the Highest Stakes,
Lyle Stuart, 1997.
Stuart, Lyle. Lyle Stuart on Baccarat, Barricade Books, 1997.
Tamburin, Henry. Reference Guide to Casino Gambling, Research
Services Unlimited, 1993.
Tamburin, Henry and Rahm, Richard. Winning Baccarat Strategies,
Research Services Unlimited, 1983.
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